/*! tailwindcss v4.2.1 | MIT License | https://tailwindcss.com */
@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-transition-duration:.15s;--default-transition-timing-function:cubic-bezier(.4, 0, .2, 1);--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.visible{visibility:visible}.relative{position:relative}.start{inset-inline-start:var(--spacing)}.end{inset-inline-end:var(--spacing)}.table{display:table}.antialiased{-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}.transition{transition-property:color,background-color,border-color,outline-color,text-decoration-color,fill,stroke,--tw-gradient-from,--tw-gradient-via,--tw-gradient-to,opacity,box-shadow,transform,translate,scale,rotate,filter,-webkit-backdrop-filter,backdrop-filter,display,content-visibility,overlay,pointer-events;transition-timing-function:var(--tw-ease,var(--default-transition-timing-function));transition-duration:var(--tw-duration,var(--default-transition-duration))}}:root{--navy:#0f2f46;--navy-deep:#092538;--blue:#1da5c4;--green:#6fbd45;--mint:#eef7f2;--sky:#edf7fa;--ink:#173143;--muted:#60717c;--line:#d9e7e4;--white:#fff;--shell:1180px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--white);color:var(--ink);font-family:var(--font-geist-sans), Arial, sans-serif;margin:0;font-size:18px;line-height:1.65}a{color:inherit;text-decoration:none}button,a{-webkit-tap-highlight-color:transparent}.shell{width:min(calc(100% - 48px), var(--shell));margin-inline:auto}.topbar{background:var(--navy-deep);color:#d9edf2;letter-spacing:.01em;font-size:13px}.topbar-inner{justify-content:space-between;align-items:center;min-height:38px;display:flex}.topbar a{color:#fff;font-weight:700}.site-header{z-index:50;-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);background:#fffffff5;border-bottom:1px solid #0f2f4614;position:sticky;top:0}.header-inner{align-items:center;gap:28px;min-height:82px;display:flex}.brand{align-items:center;margin-right:auto;display:flex}.brand img{width:160px;height:auto}.desktop-nav{align-items:center;gap:24px;display:flex}.desktop-nav a{color:#294757;white-space:nowrap;flex:none;font-size:15px;font-weight:650}.desktop-nav a:hover{color:var(--blue)}.button{background:var(--green);color:#092538;border-radius:9px;justify-content:center;align-items:center;min-height:54px;padding:0 24px;font-size:16px;font-weight:800;transition:transform .2s,box-shadow .2s;display:inline-flex;box-shadow:0 8px 20px #509a2b2b}.button:hover{transform:translateY(-2px);box-shadow:0 12px 28px #509a2b3d}.button-small{white-space:nowrap;flex:none;min-height:44px;padding-inline:18px;font-size:14px}.mobile-menu{display:none;position:relative}.mobile-menu summary{cursor:pointer;color:var(--navy);font-weight:750;list-style:none}.mobile-menu summary::-webkit-details-marker{display:none}.mobile-menu-panel{border:1px solid var(--line);background:#fff;border-radius:12px;width:240px;padding:18px;position:absolute;top:42px;right:0;box-shadow:0 18px 40px #0f2f4624}.mobile-menu-panel a{padding:10px 8px;font-weight:650;display:block}.hero{background:linear-gradient(110deg,#f4faf6 0%,#eef8f8 70%,#e5f5f4 100%);overflow:hidden}.hero-grid{grid-template-columns:1.08fr .92fr;align-items:center;gap:76px;min-height:660px;padding-block:62px;display:grid}.eyebrow{color:#1589a5;letter-spacing:.14em;text-transform:uppercase;margin:0 0 16px;font-size:13px;font-weight:850;line-height:1.2}.hero h1,h2{color:var(--navy);letter-spacing:-.045em;margin:0;font-weight:760;line-height:1.06}.hero h1{max-width:720px;font-size:clamp(50px,5.4vw,76px)}.hero-lede{color:#486474;max-width:660px;margin:26px 0 0;font-size:20px;line-height:1.6}.hero-actions{align-items:center;gap:26px;margin-top:32px;display:flex}.text-link{color:var(--navy);align-items:center;gap:8px;font-size:16px;font-weight:800;display:inline-flex}.text-link span{color:var(--blue);font-size:22px;transition:transform .2s}.text-link:hover span{transform:translate(4px)}.microcopy{color:#71838c;margin:16px 0 0;font-size:13px}.hero-portrait-wrap{justify-self:end;max-width:470px;position:relative}.hero-portrait-wrap:before{content:"";background:#6fbd453d;border-radius:50%;width:150px;height:150px;position:absolute;top:-30px;right:-35px}.hero-portrait{border-radius:28px 28px 90px;width:430px;height:520px;position:relative;overflow:hidden;box-shadow:0 30px 70px #0f2f4638}.hero-portrait img{object-fit:cover;object-position:50% 35%;width:100%;height:100%;position:absolute;inset:0}.portrait-card{border-left:4px solid var(--green);background:#fffffff7;flex-direction:column;width:255px;padding:18px 20px;display:flex;position:absolute;bottom:34px;left:-42px;box-shadow:0 16px 34px #0f2f4629}.portrait-card strong{color:var(--navy);font-size:17px}.portrait-card span{color:var(--muted);font-size:12px}.trust-strip{border-bottom:1px solid var(--line);background:#fff}.trust-grid{grid-template-columns:repeat(4,1fr);padding-block:26px;display:grid}.trust-grid div{border-left:1px solid var(--line);flex-direction:column;padding:4px 30px;display:flex}.trust-grid div:first-child{border-left:0;padding-left:0}.trust-grid strong{color:var(--navy);font-size:18px}.trust-grid span{color:var(--muted);font-size:13px}.section{padding-block:110px}.section-heading{max-width:760px;margin-bottom:52px}.section-heading.centered{text-align:center;margin-inline:auto}h2{font-size:clamp(40px,4vw,58px)}.section-heading>p:last-child{max-width:660px;color:var(--muted);margin:22px auto 0}.plan-grid{grid-template-columns:repeat(3,1fr);gap:22px;display:grid}.plan-card{border:1px solid var(--line);background:#fff;border-radius:18px;min-height:360px;padding:34px;transition:transform .25s,border-color .25s;position:relative;box-shadow:0 14px 42px #133a4c12}.plan-card:hover{border-color:#add6cb;transform:translateY(-6px)}.card-number{color:var(--blue);letter-spacing:.12em;margin-bottom:52px;font-size:13px;font-weight:850;display:block}.plan-card h3{color:var(--navy);letter-spacing:-.025em;margin:0;font-size:26px;line-height:1.2}.plan-card p{color:var(--muted);margin:18px 0 28px;font-size:16px;line-height:1.65}.plan-card a{color:var(--navy);font-size:15px;font-weight:800}.plan-card a span{color:var(--green)}.process{background:var(--navy);color:#fff}.process-grid{grid-template-columns:.85fr 1.15fr;align-items:start;gap:100px;display:grid}.eyebrow.light{color:#79d6e8}.process h2,.service-area h2,.final-cta h2{color:#fff}.process-intro>p:not(.eyebrow){color:#c9dbe2;margin:24px 0 34px}.button-light{color:var(--navy);box-shadow:none;background:#fff}.steps{border-top:1px solid #ffffff2e;margin:0;padding:0;list-style:none}.steps li{border-bottom:1px solid #ffffff2e;grid-template-columns:54px 1fr;gap:24px;padding:28px 0;display:grid}.steps>li>span{color:#88d751;border:1px solid #ffffff59;border-radius:50%;place-items:center;width:46px;height:46px;font-weight:850;display:grid}.steps h3{margin:0 0 6px;font-size:21px}.steps p{color:#bcd0d8;margin:0;font-size:15px}.about{background:var(--mint)}.about-grid{grid-template-columns:.88fr 1.12fr;align-items:center;gap:92px;display:grid}.about-photo{border-radius:22px 70px 22px 22px;height:570px;position:relative;overflow:hidden;box-shadow:0 24px 56px #0f2f4626}.about-photo img{object-fit:cover;object-position:50% 40%;width:100%;height:100%;position:absolute;inset:0}.about-copy>p:not(.eyebrow){color:var(--muted);margin:25px 0 0}.check-list{gap:12px;margin:28px 0;padding:0;list-style:none;display:grid}.check-list li{color:#345264;padding-left:34px;font-size:16px;position:relative}.check-list li:before{content:"✓";color:#438b22;background:#dcedd3;border-radius:50%;place-items:center;width:22px;height:22px;font-size:13px;font-weight:900;display:grid;position:absolute;top:1px;left:0}.text-link.dark{margin-top:4px}.reviews{background:#fff}.reviews-heading{justify-content:space-between;align-items:end;gap:60px;margin-bottom:48px;display:flex}.reviews-heading>div:first-child{max-width:730px}.reviews-heading>div:first-child>p:last-child{max-width:690px;color:var(--muted);margin:20px 0 0}.review-score{border:1px solid var(--line);background:#fbfdfc;border-radius:14px;flex-direction:column;flex:0 0 205px;align-items:flex-end;padding:18px 20px;transition:transform .2s,border-color .2s;display:flex}.review-score:hover{border-color:#a9d4c8;transform:translateY(-2px)}.review-score strong{color:var(--navy);font-size:38px;line-height:1}.review-score span,.stars{color:#f4b942;letter-spacing:.08em}.review-score small{color:var(--muted);font-size:12px}.review-marquee{width:100%;overflow:hidden;-webkit-mask-image:linear-gradient(90deg,#0000,#000 7% 93%,#0000);mask-image:linear-gradient(90deg,#0000,#000 7% 93%,#0000)}.review-track{gap:20px;width:max-content;padding:4px 10px 22px;animation:52s linear infinite review-scroll;display:flex}.review-marquee:hover .review-track,.review-marquee:focus-within .review-track{animation-play-state:paused}.review-card{background:var(--sky);border:1px solid #dce9ec;border-radius:16px;width:370px;min-height:250px;margin:0;padding:30px;box-shadow:0 10px 28px #133a4c0d}.review-card blockquote{color:#294858;margin:18px 0 24px;font-size:16px;line-height:1.75}.review-card figcaption{color:var(--navy);flex-direction:column;font-size:14px;font-weight:800;display:flex}.review-card figcaption span{color:var(--muted);font-size:11px;font-weight:500}.stars{font-size:14px}@keyframes review-scroll{to{transform:translate(calc(-50% - 10px))}}.carriers{background:#f7faf9;border-top:1px solid #e3edeb;padding-top:88px}.carrier-heading{max-width:820px;margin-bottom:42px}.carrier-grid{grid-template-columns:repeat(6,1fr);gap:12px;display:grid}.carrier-logo{background:#fff;border:1px solid #dfe9e7;border-radius:12px;place-items:center;min-height:116px;padding:22px;display:grid}.carrier-logo img{object-fit:contain;width:auto;max-width:100%;height:auto;max-height:48px;display:block}.carrier-note{color:#77888f;text-align:center;margin:20px 0 0;font-size:12px}.partner-callout{border-top:1px solid var(--line);background:#eef7f2;padding-block:72px}.partner-callout-inner{grid-template-columns:.95fr 1.05fr;align-items:center;gap:90px;display:grid}.partner-callout h2{max-width:530px;font-size:clamp(36px,3.6vw,50px)}.partner-callout-inner>div:last-child>p{color:var(--muted);margin:0 0 20px}.inner-hero{background:linear-gradient(112deg,#f5faf7 0%,#edf8f8 100%)}.inner-hero-grid{grid-template-columns:1.08fr .72fr;align-items:center;gap:90px;min-height:580px;padding-block:76px;display:grid}.inner-hero h1{max-width:760px;color:var(--navy);letter-spacing:-.045em;margin:0;font-size:clamp(50px,5.2vw,72px);line-height:1.06}.inner-lede{color:#486474;max-width:700px;margin:26px 0 0;font-size:20px;line-height:1.6}.partner-summary{background:#fffffff0;border:1px solid #d6e8e3;border-radius:20px 20px 58px;padding:36px;box-shadow:0 24px 54px #0f2f461f}.summary-kicker{color:var(--navy);margin:0 0 20px;font-size:19px;font-weight:800;line-height:1.35}.partner-summary .check-list{margin-bottom:0}.partner-trust div{padding-inline:26px}.two-column-copy{grid-template-columns:.9fr 1.1fr;align-items:start;gap:100px;display:grid}.two-column-copy h2{font-size:clamp(40px,4vw,56px)}.two-column-copy>div:last-child p{color:var(--muted);margin:0 0 20px}.referral-process{background:#f6faf9;border-block:1px solid #e5efec}.referral-grid{grid-template-columns:repeat(3,1fr);gap:20px;display:grid}.referral-card{border:1px solid var(--line);background:#fff;border-radius:17px;min-height:300px;padding:34px;box-shadow:0 12px 34px #133a4c0f}.referral-card>span{color:var(--blue);letter-spacing:.13em;margin-bottom:46px;font-size:13px;font-weight:850;display:block}.referral-card h3,.partner-type-grid h3{color:var(--navy);margin:0;font-size:24px;line-height:1.2}.referral-card p,.partner-type-grid p{color:var(--muted);margin:16px 0 0;font-size:16px}.partner-situations{background:var(--navy);color:#fff}.situations-grid{grid-template-columns:.92fr 1.08fr;align-items:center;gap:90px;display:grid}.partner-situations h2{color:#fff;font-size:clamp(40px,4vw,56px)}.partner-situations div>p:last-child{color:#c7dae2}.situation-list{grid-template-columns:1fr 1fr;gap:12px;margin:0;padding:0;list-style:none;display:grid}.situation-list li{color:#eaf4f7;background:#ffffff0a;border:1px solid #ffffff29;border-radius:13px;min-height:100px;padding:22px 20px 20px 48px;font-size:15px;position:relative}.situation-list li:before{content:"✓";color:#8ada56;font-weight:900;position:absolute;top:22px;left:20px}.partner-type-grid{grid-template-columns:repeat(3,1fr);gap:22px;display:grid}.partner-type-grid article{border-top:4px solid var(--green);background:var(--sky);padding:34px}.advisor-profile{background:var(--mint)}.advisor-profile-grid{grid-template-columns:.72fr 1.28fr;align-items:center;gap:84px;display:grid}.advisor-photo{border-radius:20px 64px 20px 20px;height:500px;overflow:hidden;box-shadow:0 20px 50px #0f2f4624}.advisor-photo img{object-fit:cover;object-position:50% 35%;width:100%;height:100%}.advisor-profile-grid>div:last-child>p:not(.eyebrow){color:var(--muted)}.advisor-profile-grid .button{margin-top:14px}.professional-cta{background:linear-gradient(120deg,#148aa7,#0f6d8a)}.plans-overview-hero .inner-hero-grid{grid-template-columns:1.08fr .78fr}.plans-question-card ol{gap:0;margin:0;padding:0;list-style:none;display:grid}.plans-question-card li{border-top:1px solid var(--line);color:#345264;align-items:center;gap:14px;padding:14px 0;font-size:15px;font-weight:700;display:flex}.plans-question-card li span{background:var(--mint);color:#438b22;border-radius:50%;flex:0 0 30px;place-items:center;height:30px;font-size:12px;font-weight:900;display:grid}.parts-guide{background:#fff}.parts-grid{grid-template-columns:repeat(4,1fr);gap:14px;display:grid}.part-card{border:1px solid var(--line);background:#fff;border-radius:16px;min-height:280px;padding:30px 26px;box-shadow:0 12px 32px #133a4c0f}.part-card>span{background:var(--navy);color:#fff;letter-spacing:.05em;border-radius:999px;place-items:center;min-width:68px;height:34px;padding-inline:12px;font-size:12px;font-weight:850;display:inline-grid}.part-card:nth-child(3)>span,.part-card:nth-child(4)>span{background:var(--blue)}.part-card h3{color:var(--navy);margin:38px 0 14px;font-size:22px;line-height:1.2}.part-card p{color:var(--muted);margin:0;font-size:14px}.original-medicare-note{border-left:4px solid var(--blue);background:var(--sky);border-radius:12px;grid-template-columns:.72fr 1.28fr;gap:42px;margin-top:24px;padding:28px 30px;display:grid}.original-medicare-note strong{color:var(--navy);font-size:18px;line-height:1.35}.original-medicare-note p{color:#4d6876;margin:0;font-size:14px}.main-paths{background:#f6faf9;border-block:1px solid #e5efec}.main-path-grid{grid-template-columns:1fr 1fr;gap:22px;display:grid}.main-path-card{border:1px solid var(--line);background:#fff;border-radius:19px;flex-direction:column;min-height:490px;padding:40px;display:flex;box-shadow:0 14px 38px #133a4c0f}.balanced-path{border-top:5px solid var(--green);background:linear-gradient(#f8fcf9 0%,#fff 30%)}.path-kicker{color:#1589a5;letter-spacing:.08em;text-transform:uppercase;margin:0 0 22px;font-size:12px;font-weight:850}.main-path-card h3{color:var(--navy);letter-spacing:-.025em;margin:0;font-size:31px;line-height:1.15}.main-path-card>p:not(.path-kicker){color:var(--muted);font-size:16px}.main-path-card ul{gap:10px;margin:8px 0 30px;padding:0;list-style:none;display:grid}.main-path-card li{color:#425f6d;padding-left:25px;font-size:14px;position:relative}.main-path-card li:before{content:"✓";color:#5fa833;font-weight:900;position:absolute;left:0}.main-path-card .text-link{margin-top:auto}.plan-comparison{background:#fff}.comparison-table-wrap{border:1px solid var(--line);border-radius:16px;overflow-x:auto}.comparison-table{border-collapse:collapse;background:#fff;width:100%;min-width:760px}.comparison-table th,.comparison-table td{border-bottom:1px solid var(--line);text-align:left;vertical-align:top;padding:22px 24px;font-size:15px;line-height:1.55}.comparison-table thead th{background:var(--navy);color:#fff;font-size:14px}.comparison-table tbody th{width:22%;color:var(--navy);font-weight:800}.comparison-table td{width:39%;color:var(--muted)}.comparison-table tr:last-child th,.comparison-table tr:last-child td{border-bottom:0}.comparison-note{color:#77888f;margin:18px 0 0;font-size:12px}.specialized-plans{background:var(--mint)}.specialized-grid{grid-template-columns:.78fr 1.22fr;align-items:start;gap:90px;display:grid}.specialized-grid>div:first-child>p:last-child{color:var(--muted)}.specialized-list{border-top:1px solid #ccdfd9}.specialized-list article{border-bottom:1px solid #ccdfd9;grid-template-columns:74px 1fr;gap:24px;padding:24px 0;display:grid}.specialized-list article>span{color:var(--blue);letter-spacing:.05em;font-size:14px;font-weight:900}.specialized-list h3{color:var(--navy);margin:0 0 5px;font-size:20px}.specialized-list p{color:var(--muted);margin:0;font-size:14px}.plan-factors{background:var(--navy);color:#fff}.factors-grid{grid-template-columns:.88fr 1.12fr;align-items:start;gap:90px;display:grid}.plan-factors h2{color:#fff;font-size:clamp(40px,4vw,56px)}.factors-grid>div:first-child>p:last-child{color:#c9dbe2}.factor-list{border-top:1px solid #ffffff2e}.factor-list article{border-bottom:1px solid #ffffff2e;grid-template-columns:42px 1fr;gap:22px;padding:24px 0;display:grid}.factor-list article>span{color:#88d751;letter-spacing:.08em;font-size:13px;font-weight:850}.factor-list h3{color:#fff;margin:0 0 5px;font-size:20px}.factor-list p{color:#bcd0d8;margin:0;font-size:14px}.plan-advisor{background:var(--mint)}.plan-faqs{background:#fff}.faq-grid{grid-template-columns:.8fr 1.2fr;align-items:start;gap:90px;display:grid}.faq-grid h2{font-size:clamp(40px,4vw,54px)}.faq-list{border-top:1px solid var(--line)}.faq-list details{border-bottom:1px solid var(--line)}.faq-list summary{color:var(--navy);cursor:pointer;padding:24px 42px 24px 0;font-size:18px;font-weight:800;list-style:none;position:relative}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:after{content:"+";color:var(--blue);font-size:25px;font-weight:500;position:absolute;top:20px;right:4px}.faq-list details[open] summary:after{content:"−"}.faq-list details p{color:var(--muted);margin:-4px 0 24px;font-size:15px}.supplement-hero .inner-hero-grid{grid-template-columns:1.05fr .75fr}.medigap-intro{background:#fff}.primary-supplement-plans{background:#f6faf9;border-block:1px solid #e5efec}.supplement-plan-grid{grid-template-columns:1fr 1fr;gap:22px;display:grid}.supplement-plan-card{border:1px solid var(--line);border-top:5px solid var(--green);background:linear-gradient(#f8fcf9 0%,#fff 30%);border-radius:19px;flex-direction:column;min-height:500px;padding:40px;display:flex;box-shadow:0 14px 38px #133a4c0f}.supplement-plan-card h3{color:var(--navy);letter-spacing:-.025em;margin:0;font-size:31px;line-height:1.15}.supplement-plan-card>p:not(.path-kicker){color:var(--muted);font-size:16px}.supplement-plan-card ul{gap:12px;margin:10px 0 30px;padding:0;list-style:none;display:grid}.supplement-plan-card li{color:#425f6d;padding-left:26px;font-size:15px;position:relative}.supplement-plan-card li:before{content:"✓";color:#5fa833;font-weight:900;position:absolute;left:0}.supplement-plan-card .text-link{margin-top:auto}.supplement-comparison{background:#fff}.supplement-table tbody th{width:34%}.supplement-table td{width:33%}.high-deductible-section{background:var(--mint);padding-block:72px}.high-deductible-card{border:1px solid #cfe1dc;border-left:5px solid var(--blue);background:#fff;border-radius:17px;grid-template-columns:.7fr 1.3fr;align-items:start;gap:80px;padding:46px 50px;display:grid;box-shadow:0 12px 32px #133a4c0f}.high-deductible-card h2{margin:0;font-size:clamp(34px,3.6vw,48px)}.high-deductible-card>div:last-child>p{color:var(--muted);margin:0 0 16px;font-size:16px}.high-deductible-card .secondary-note{font-size:14px}.advantage-hero .inner-hero-grid{grid-template-columns:1.05fr .75fr}.advantage-intro{background:#fff}.primary-advantage-plans{background:#f6faf9;border-block:1px solid #e5efec}.advantage-plan-grid{grid-template-columns:1fr 1fr;gap:22px;display:grid}.advantage-plan-card{border:1px solid var(--line);border-top:5px solid var(--green);background:linear-gradient(#f8fcf9 0%,#fff 30%);border-radius:19px;flex-direction:column;min-height:520px;padding:40px;display:flex;box-shadow:0 14px 38px #133a4c0f}.advantage-plan-card h3{color:var(--navy);letter-spacing:-.025em;margin:0;font-size:31px;line-height:1.15}.advantage-plan-card>p:not(.path-kicker){color:var(--muted);font-size:16px}.advantage-plan-card ul{gap:12px;margin:10px 0 30px;padding:0;list-style:none;display:grid}.advantage-plan-card li{color:#425f6d;padding-left:26px;font-size:15px;position:relative}.advantage-plan-card li:before{content:"✓";color:#5fa833;font-weight:900;position:absolute;left:0}.advantage-plan-card .text-link{margin-top:auto}.plan-rule-note{border-left:4px solid var(--blue);background:var(--sky);color:#4d6876;border-radius:11px;margin:24px 0 0;padding:22px 26px;font-size:14px}.plan-rule-note strong{color:var(--navy)}.advantage-comparison{background:#fff}.advantage-table tbody th{width:28%}.advantage-table td{width:36%}.special-needs-section{background:var(--mint)}.special-needs-grid{grid-template-columns:1fr 1fr;gap:18px;display:grid}.special-needs-grid article{background:#fff;border:1px solid #cfe1dc;border-radius:16px;grid-template-columns:82px 1fr;gap:24px;min-height:200px;padding:34px;display:grid}.special-needs-grid article>span{color:var(--blue);letter-spacing:.06em;font-size:14px;font-weight:900}.special-needs-grid h3{color:var(--navy);margin:0 0 10px;font-size:22px;line-height:1.25}.special-needs-grid p{color:var(--muted);margin:0;font-size:15px}.partd-hero .inner-hero-grid{grid-template-columns:1.05fr .75fr}.partd-intro{background:#fff}.partd-review-process{background:#f6faf9;border-block:1px solid #e5efec}.partd-step-grid{grid-template-columns:repeat(4,1fr);gap:15px;display:grid}.partd-step-grid article{border:1px solid var(--line);border-top:4px solid var(--green);background:#fff;border-radius:16px;min-height:310px;padding:30px 26px;box-shadow:0 12px 32px #133a4c0f}.partd-step-grid article>span{color:var(--blue);letter-spacing:.1em;font-size:13px;font-weight:900}.partd-step-grid h3{color:var(--navy);margin:52px 0 14px;font-size:22px;line-height:1.25}.partd-step-grid p{color:var(--muted);margin:0;font-size:14px}.partd-costs{background:#fff}.partd-table{min-width:680px}.partd-table tbody th{width:28%}.partd-table td{width:72%}.partd-cap-section{background:var(--mint);padding-block:76px}.partd-cap-card{background:#fff;border:1px solid #cfe1dc;border-radius:18px;grid-template-columns:.7fr 1.3fr;align-items:center;gap:80px;padding:48px 52px;display:grid;box-shadow:0 14px 36px #133a4c12}.partd-cap-card>div:first-child{flex-direction:column;display:flex}.partd-cap-card strong{color:var(--navy);letter-spacing:-.06em;font-size:clamp(62px,7vw,92px);line-height:1}.partd-cap-card span{color:#4d6876;max-width:260px;margin-top:14px;font-size:14px;font-weight:700;line-height:1.45}.partd-cap-card h2{margin:0;font-size:clamp(36px,4vw,50px)}.partd-cap-card p{color:var(--muted);font-size:16px}.partd-cap-card .secondary-note{font-size:13px}.partd-priorities{background:var(--navy);color:#fff}.priorities-grid{grid-template-columns:.9fr 1.1fr;align-items:start;gap:90px;display:grid}.partd-priorities h2{color:#fff;font-size:clamp(40px,4vw,56px)}.priorities-grid>div>p:last-child{color:#c9dbe2}.priorities-grid ol{border-top:1px solid #ffffff2e;margin:0;padding:0;list-style:none}.priorities-grid li{border-bottom:1px solid #ffffff2e;grid-template-columns:44px 1fr;gap:20px;padding:25px 0;display:grid}.priorities-grid li>span{color:#88d751;font-size:13px;font-weight:900}.priorities-grid h3{color:#fff;margin:0 0 5px;font-size:20px}.priorities-grid li p{color:#bcd0d8;margin:0;font-size:14px}.about-hero-grid{grid-template-columns:1.02fr .78fr;align-items:center;gap:90px;min-height:650px;padding-block:70px;display:grid}.about-hero h1{max-width:700px;color:var(--navy);letter-spacing:-.045em;margin:0;font-size:clamp(50px,5.2vw,72px);line-height:1.06}.about-hero-photo{border-radius:22px 70px 22px 22px;height:540px;position:relative;overflow:hidden;box-shadow:0 24px 56px #0f2f4626}.about-hero-photo img{object-fit:cover;object-position:50% 35%;width:100%;height:100%}.about-hero-photo>div{background:#fffffff0;border-radius:13px;flex-direction:column;padding:18px 20px;display:flex;position:absolute;bottom:24px;left:24px;right:24px;box-shadow:0 12px 30px #09253829}.about-hero-photo strong{color:var(--navy);font-size:17px}.about-hero-photo span{color:var(--muted);font-size:12px}.justin-story{background:#fff}.advisor-principles{background:#f6faf9;border-block:1px solid #e5efec}.principles-grid{grid-template-columns:repeat(3,1fr);gap:20px;display:grid}.principles-grid article{border:1px solid var(--line);border-top:4px solid var(--green);background:#fff;border-radius:17px;min-height:340px;padding:34px;box-shadow:0 12px 34px #133a4c0f}.principles-grid article>span{color:var(--blue);letter-spacing:.11em;font-size:13px;font-weight:900}.principles-grid h3{color:var(--navy);margin:62px 0 14px;font-size:25px;line-height:1.2}.principles-grid p{color:var(--muted);margin:0;font-size:15px}.advisor-experience{background:var(--navy);color:#fff}.experience-layout{grid-template-columns:.82fr 1.18fr;align-items:start;gap:90px;display:grid}.advisor-experience h2{color:#fff;font-size:clamp(40px,4vw,56px)}.experience-layout>div:first-child>p:last-child{color:#c9dbe2}.experience-grid{grid-template-columns:1fr 1fr;gap:14px;display:grid}.experience-grid article{background:#ffffff0a;border:1px solid #ffffff29;border-radius:15px;flex-direction:column;min-height:180px;padding:28px;display:flex}.experience-grid strong{color:#88d751;letter-spacing:-.04em;font-size:48px;line-height:1}.experience-grid span{color:#d5e5ea;max-width:210px;margin-top:auto;font-size:14px;line-height:1.45}.independent-guidance{background:var(--mint)}.independent-layout{grid-template-columns:.9fr 1.1fr;align-items:center;gap:90px;display:grid}.independent-layout>div>p:not(.eyebrow){color:var(--muted)}.independent-summary{background:#fff;border:1px solid #cfe1dc;border-radius:18px;padding:34px;box-shadow:0 14px 36px #133a4c0f}.independent-summary h3{color:var(--navy);margin:0 0 14px;font-size:21px}.independent-summary a{border-top:1px solid var(--line);color:#425f6d;grid-template-columns:74px 1fr;gap:20px;padding:20px 0;font-size:14px;font-weight:700;display:grid}.independent-summary a span{color:var(--blue);font-size:13px;font-weight:900}.professional-connections{background:#fff}.connection-grid{grid-template-columns:repeat(3,1fr);gap:18px;display:grid}.connection-grid article{border:1px solid var(--line);background:var(--sky);border-radius:15px;min-height:220px;padding:32px}.connection-grid h3{color:var(--navy);margin:0 0 14px;font-size:22px}.connection-grid p{color:var(--muted);margin:0;font-size:15px}.connection-link{margin-top:30px}.about-service-area{background:#123c55}.contact-hero .inner-hero-grid{grid-template-columns:1.05fr .75fr}.contact-quick-card{background:#fffffff0;border:1px solid #d6e8e3;border-radius:20px 20px 58px;padding:34px;box-shadow:0 24px 54px #0f2f461f}.contact-quick-card>a{border-top:1px solid var(--line);flex-direction:column;gap:2px;padding:18px 0;display:flex}.contact-quick-card>a span{color:var(--muted);text-transform:uppercase;letter-spacing:.07em;font-size:12px;font-weight:700}.contact-quick-card>a strong{color:var(--navy);font-size:16px}.contact-quick-card>a:hover strong{color:var(--blue)}.contact-options{background:#fff}.contact-option-grid{grid-template-columns:1fr 1fr;gap:22px;display:grid}.contact-option-grid article{border:1px solid var(--line);border-top:5px solid var(--green);background:linear-gradient(#f8fcf9 0%,#fff 32%);border-radius:19px;flex-direction:column;min-height:380px;padding:40px;display:flex;box-shadow:0 14px 38px #133a4c0f}.contact-option-grid h3{color:var(--navy);margin:0;font-size:31px;line-height:1.18}.contact-option-grid article>p:not(.path-kicker){color:var(--muted);font-size:16px}.contact-option-grid .button,.direct-contact-links{align-self:flex-start;margin-top:auto}.direct-contact-links{flex-direction:column;gap:8px;display:flex}.direct-contact-links a{color:var(--navy);font-size:17px;font-weight:850}.direct-contact-links a:hover{color:var(--blue)}.review-ready{background:#f6faf9;border-block:1px solid #e5efec}.ready-grid{grid-template-columns:repeat(4,1fr);gap:15px;display:grid}.ready-grid article{border:1px solid var(--line);background:#fff;border-radius:16px;min-height:290px;padding:30px 26px;box-shadow:0 12px 32px #133a4c0f}.ready-grid article>span{color:var(--blue);letter-spacing:.1em;font-size:13px;font-weight:900}.ready-grid h3{color:var(--navy);margin:48px 0 14px;font-size:22px;line-height:1.25}.ready-grid p{color:var(--muted);margin:0;font-size:14px}.contact-office{background:var(--mint)}.office-layout{grid-template-columns:.8fr 1.2fr;align-items:center;gap:90px;display:grid}.office-address-card{border:1px solid #cfe1dc;border-left:5px solid var(--blue);background:#fff;border-radius:18px;padding:40px;box-shadow:0 14px 36px #133a4c12}.office-address-card h2{margin:0;font-size:40px}.office-address-card address{color:#425f6d;margin:22px 0 26px;font-size:17px;font-style:normal;line-height:1.7}.office-contact-copy>p:not(.eyebrow){color:var(--muted)}.contact-process{background:var(--navy);color:#fff}.contact-process h2{color:#fff}.contact-final-cta{background:linear-gradient(120deg,#148aa7,#0f6d8a)}.turning-hero .inner-hero-grid{grid-template-columns:1.05fr .75fr}.enrollment-timeline{background:#fff}.timeline-grid{grid-template-columns:1fr .82fr 1fr;gap:16px;margin-top:48px;display:grid;position:relative}.timeline-grid:before{content:"";background:#cfe4df;height:3px;position:absolute;top:31px;left:9%;right:9%}.timeline-period{border:1px solid var(--line);text-align:center;background:#f8fbfa;border-radius:16px;min-height:250px;padding:62px 28px 28px;position:relative}.timeline-period:before{content:"";z-index:1;background:var(--green);border:5px solid #fff;border-radius:50%;width:20px;height:20px;position:absolute;top:22px;left:calc(50% - 10px);box-shadow:0 0 0 2px #8fc970}.timeline-period>span{color:var(--blue);letter-spacing:.08em;text-transform:uppercase;font-size:13px;font-weight:900}.timeline-period strong{color:var(--navy);margin:14px 0 10px;font-size:24px;display:block}.timeline-period p{color:var(--muted);margin:0;font-size:14px}.birthday-period{border-top:5px solid var(--green);background:#fff;box-shadow:0 14px 34px #133a4c12}.work-coverage{background:#f6faf9;border-block:1px solid #e5efec}.work-path-grid{grid-template-columns:1fr 1fr;gap:22px;display:grid}.work-path-grid article{border:1px solid var(--line);border-top:5px solid var(--green);background:#fff;border-radius:18px;padding:38px;box-shadow:0 14px 38px #133a4c0f}.work-path-grid h3{color:var(--navy);margin:0;font-size:29px;line-height:1.18}.work-path-grid article>p:not(.path-kicker){color:var(--muted);font-size:15px}.work-path-grid ul{gap:10px;margin:22px 0 0;padding:0;list-style:none;display:grid}.work-path-grid li{color:#425f6d;padding-left:25px;font-size:14px;position:relative}.work-path-grid li:before{content:"✓";color:#5fa833;font-weight:900;position:absolute;left:0}.cobra-warning{border-left:5px solid var(--blue);background:var(--sky);border-radius:12px;grid-template-columns:.75fr 1.25fr;gap:40px;margin-top:22px;padding:26px 30px;display:grid}.cobra-warning strong{color:var(--navy);font-size:17px;line-height:1.4}.cobra-warning p{color:var(--muted);margin:0;font-size:14px}.turning-checklist{background:#fff}.turning-step-grid{grid-template-columns:repeat(4,1fr);gap:15px;display:grid}.turning-step-grid article{border:1px solid var(--line);border-top:4px solid var(--green);background:#fff;border-radius:16px;min-height:310px;padding:30px 26px;box-shadow:0 12px 32px #133a4c0f}.turning-step-grid article>span{color:var(--blue);letter-spacing:.1em;font-size:13px;font-weight:900}.turning-step-grid h3{color:var(--navy);margin:52px 0 14px;font-size:22px;line-height:1.25}.turning-step-grid p{color:var(--muted);margin:0;font-size:14px}.ssa-note{background:var(--mint);color:#4b6875;text-align:center;border-radius:12px;margin:26px 0 0;padding:20px 24px;font-size:14px}.ssa-note a{color:var(--navy);font-weight:850}.timing-windows{background:var(--navy);color:#fff}.timing-layout{grid-template-columns:.78fr 1.22fr;align-items:start;gap:86px;display:grid}.timing-layout h2{color:#fff;font-size:clamp(40px,4vw,56px)}.timing-layout>div:first-child>p:last-child{color:#c9dbe2}.window-list{border-top:1px solid #ffffff2e}.window-list article{border-bottom:1px solid #ffffff2e;grid-template-columns:105px 1fr;gap:24px;padding:24px 0;display:grid}.window-list article>strong{color:#88d751;font-size:25px;line-height:1.2}.window-list h3{color:#fff;margin:0 0 6px;font-size:19px}.window-list p{color:#bfd2da;margin:0;font-size:14px}.turning-paths{background:#f6faf9}.turning-advisor{background:#fff}.articles-hero{background:linear-gradient(112deg,#f5faf7 0%,#edf8f8 100%)}.articles-hero-grid{grid-template-columns:1.08fr .72fr;align-items:center;gap:90px;min-height:530px;padding-block:70px;display:grid}.articles-hero h1{max-width:760px;color:var(--navy);letter-spacing:-.045em;margin:0;font-size:clamp(50px,5.2vw,72px);line-height:1.06}.articles-topic-card{background:#fffffff0;border:1px solid #d6e8e3;border-radius:20px 20px 58px;padding:34px;box-shadow:0 24px 54px #0f2f461f}.topic-links{grid-template-columns:1fr 1fr;gap:10px;display:grid}.topic-links a{background:var(--mint);color:var(--navy);border-radius:9px;padding:12px 14px;font-size:13px;font-weight:800}.topic-links a:hover{color:var(--blue);background:#dfeee7}.featured-article{background:#fff}.featured-article-card{border:1px solid #cfe1dc;border-top:6px solid var(--green);background:linear-gradient(120deg,#f3faf5,#fff);border-radius:20px;grid-template-columns:.42fr 1.58fr;align-items:center;gap:60px;padding:48px;display:grid;box-shadow:0 18px 44px #133a4c14}.featured-mark{background:var(--navy);color:#fff;border-radius:15px;flex-direction:column;justify-content:center;align-items:center;min-height:280px;display:flex}.featured-mark span{color:#8bd3e3;letter-spacing:.12em;text-transform:uppercase;font-size:12px;font-weight:900}.featured-mark strong{color:#88d751;letter-spacing:-.08em;margin-top:18px;font-size:100px;line-height:1}.featured-article-card h2{font-size:clamp(37px,3.8vw,52px)}.featured-article-card>div:last-child>p:not(.path-kicker){max-width:690px;color:var(--muted)}.article-library{background:#f6faf9;border-block:1px solid #e5efec}.article-card-grid{grid-template-columns:1fr 1fr;gap:22px;display:grid}.article-card{border:1px solid var(--line);background:#fff;border-radius:18px;grid-template-columns:160px 1fr;min-height:330px;display:grid;overflow:hidden;box-shadow:0 12px 34px #133a4c0f}.article-card-visual{background:var(--navy);flex-direction:column;justify-content:space-between;padding:28px 22px;display:flex}.article-card-visual span{color:#8bd3e3;letter-spacing:.09em;text-transform:uppercase;font-size:11px;font-weight:900;line-height:1.35}.article-card-visual strong{color:#88d751;font-size:48px;line-height:1}.article-card-copy{flex-direction:column;padding:30px;display:flex}.article-card-meta{color:var(--blue);letter-spacing:.05em;text-transform:uppercase;margin:0 0 14px;font-size:11px;font-weight:800}.article-card h3{color:var(--navy);letter-spacing:-.025em;margin:0;font-size:23px;line-height:1.22}.article-card-copy>p:not(.article-card-meta){color:var(--muted);font-size:14px}.article-card .text-link{margin-top:auto;font-size:14px}.article-editorial-note{background:var(--navy);color:#fff}.editorial-note-grid{grid-template-columns:1fr 1fr;align-items:center;gap:90px;display:grid}.editorial-note-grid h2{color:#fff;font-size:clamp(38px,4vw,54px)}.editorial-note-grid>p{color:#c9dbe2}.article-hero{background:linear-gradient(112deg,#f5faf7 0%,#edf8f8 100%)}.article-hero-inner{max-width:900px;padding-block:76px 86px}.article-back{color:var(--navy);margin-bottom:34px;font-size:13px;font-weight:800;display:inline-block}.article-hero h1{color:var(--navy);letter-spacing:-.045em;margin:0;font-size:clamp(48px,5.4vw,72px);line-height:1.06}.article-description{color:#486474;max-width:760px;margin:24px 0 0;font-size:20px}.article-meta{color:#607783;flex-wrap:wrap;gap:9px 24px;margin-top:28px;font-size:13px;font-weight:700;display:flex}.article-meta span+span:before{content:"·";color:#9eb0b8;margin-right:24px}.article-meta a{color:var(--navy);font-weight:850}.article-meta a:hover{color:var(--blue)}.article-body{background:#fff;padding-block:90px 110px}.article-layout{grid-template-columns:minmax(0,1fr) 330px;align-items:start;gap:90px;display:grid}.article-content{max-width:760px}.legal-content{margin-inline:auto}.legal-content a{color:var(--blue);font-weight:750}.article-content .article-intro{color:#365567;font-size:20px;line-height:1.75}.article-content h2{letter-spacing:-.03em;margin:66px 0 20px;font-size:35px;line-height:1.18}.article-content p,.article-content li{color:#526c79;font-size:17px}.article-content ul{gap:10px;padding-left:24px;display:grid}.article-takeaways{border:1px solid #cfe1dc;border-left:5px solid var(--green);background:var(--mint);border-radius:14px;margin:42px 0 12px;padding:30px}.article-takeaways ul{margin-bottom:0}.article-disclaimer{color:#657982;background:#f4f7f7;border-radius:12px;margin-top:64px;padding:24px;font-size:13px}.article-disclaimer strong{color:var(--navy)}.article-sidebar{position:sticky;top:145px}.article-sidebar>div{border:1px solid var(--line);border-top:5px solid var(--green);background:#f8fbfa;border-radius:17px;padding:30px;box-shadow:0 14px 36px #133a4c12}.article-sidebar h2{font-size:30px;line-height:1.16}.article-sidebar p:not(.eyebrow){color:var(--muted);font-size:14px}.article-sidebar .button{width:100%;margin-top:12px}.article-sidebar .text-link{margin-top:18px;font-size:14px}.article-next{background:var(--navy);color:#fff;padding-block:72px}.article-next-inner{justify-content:space-between;align-items:center;gap:40px;display:flex}.article-next h2{color:#fff;font-size:clamp(36px,3.8vw,50px)}.service-area{color:#fff;background:#123c55}.service-grid{grid-template-columns:1fr 1fr;align-items:center;gap:90px;display:grid}.service-grid>div:last-child>p{color:#c9dbe2;margin:0}.area-pills{flex-wrap:wrap;gap:9px;margin-top:28px;display:flex}.area-pills span{color:#e7f3f6;border:1px solid #ffffff3d;border-radius:999px;padding:8px 13px;font-size:13px}.section-address{color:#fff;border-left:3px solid #79d6e8;margin:22px 0 0;padding-left:18px;font-size:15px;font-style:normal;font-weight:700;line-height:1.55}.final-cta{color:#fff;text-align:center;background:linear-gradient(120deg,#1ba6c3,#158aaa);padding-block:92px}.final-cta-inner{max-width:820px}.final-cta h2{font-size:clamp(42px,5vw,64px)}.final-cta p:not(.eyebrow){color:#e7f8fb;max-width:650px;margin:22px auto 0}.centered-actions{justify-content:center}.light-link,.light-link span{color:#fff}.footer{background:#f6faf8;padding:68px 0 24px}.footer-privacy-link{color:var(--navy);font-size:13px;font-weight:750}.footer-grid{grid-template-columns:1.4fr .75fr 1fr 1fr;gap:54px;display:grid}.footer-brand img{width:170px;height:auto}.footer-brand p{max-width:300px;color:var(--muted);font-size:14px}.footer h3{color:var(--navy);letter-spacing:.1em;text-transform:uppercase;margin:0 0 14px;font-size:13px}.footer-grid>div:not(.footer-brand){flex-direction:column;align-items:flex-start;display:flex}.footer a,.footer-grid p,.footer address{color:#58707d;margin:3px 0;font-size:13px}.footer address{margin-top:9px;font-style:normal;line-height:1.55}.footer a:hover{color:var(--blue)}.footer-bottom{border-top:1px solid var(--line);grid-template-columns:auto 1fr;gap:40px;margin-top:46px;padding-top:22px;display:grid}.footer-bottom p{color:#7b8b92;margin:0;font-size:10px;line-height:1.5}.disclaimer{max-width:900px}.mobile-cta{display:none}@media (width<=1040px){.desktop-nav{display:none}.mobile-menu{display:block}.header-inner>.button-small{margin-left:0}.hero-grid{gap:40px}.hero-portrait{width:380px;height:480px}.process-grid,.about-grid,.inner-hero-grid,.about-hero-grid,.factors-grid,.faq-grid,.specialized-grid,.high-deductible-card,.experience-layout,.independent-layout,.articles-hero-grid,.article-layout{gap:55px}.parts-grid,.partd-step-grid,.ready-grid,.turning-step-grid{grid-template-columns:1fr 1fr}}@media (width<=760px){body{padding-bottom:66px;font-size:17px}.shell{width:min(calc(100% - 32px), var(--shell))}.topbar-inner span{display:none}.topbar-inner{justify-content:center}.header-inner{gap:18px;min-height:70px}.brand img{width:138px}.header-inner>.button-small{display:none}.hero-grid{grid-template-columns:1fr;min-height:0;padding-block:54px 70px}.hero h1{font-size:clamp(44px,13vw,60px)}.hero-lede{font-size:18px}.hero-actions{flex-direction:column;align-items:stretch;gap:16px}.hero-actions .text-link{justify-content:center}.hero-portrait-wrap{width:100%;max-width:none;margin-top:16px}.hero-portrait{border-radius:22px 22px 70px;width:100%;height:480px}.portrait-card{bottom:20px;left:18px}.trust-grid{grid-template-columns:1fr 1fr}.trust-grid div{border-bottom:1px solid var(--line);padding:15px}.trust-grid div:nth-child(odd){border-left:0}.section{padding-block:76px}h2{font-size:40px}.plan-grid{grid-template-columns:1fr}.plan-card{min-height:0}.card-number{margin-bottom:34px}.process-grid,.about-grid,.service-grid,.partner-callout-inner,.inner-hero-grid,.about-hero-grid,.articles-hero-grid,.plans-overview-hero .inner-hero-grid,.supplement-hero .inner-hero-grid,.advantage-hero .inner-hero-grid,.partd-hero .inner-hero-grid,.contact-hero .inner-hero-grid,.turning-hero .inner-hero-grid,.two-column-copy,.situations-grid,.advisor-profile-grid,.factors-grid,.faq-grid,.specialized-grid,.high-deductible-card,.partd-cap-card,.priorities-grid,.experience-layout,.independent-layout,.office-layout,.timing-layout,.editorial-note-grid,.article-layout{grid-template-columns:1fr;gap:46px}.about-hero-grid{min-height:0;padding-block:58px 70px}.about-hero h1{font-size:clamp(43px,12vw,58px)}.about-hero-photo{height:500px}.inner-hero-grid{min-height:0;padding-block:58px 70px}.inner-hero h1{font-size:clamp(43px,12vw,58px)}.inner-lede{font-size:18px}.partner-summary{border-radius:18px 18px 45px}.referral-grid,.partner-type-grid,.parts-grid,.main-path-grid,.supplement-plan-grid,.advantage-plan-grid,.special-needs-grid,.principles-grid,.connection-grid,.contact-option-grid,.timeline-grid,.work-path-grid,.cobra-warning{grid-template-columns:1fr}.articles-hero-grid{min-height:0;padding-block:58px 70px}.articles-hero h1{font-size:clamp(43px,12vw,58px)}.featured-article-card{grid-template-columns:1fr;gap:32px;padding:28px}.featured-mark{min-height:200px}.article-card-grid{grid-template-columns:1fr}.article-hero-inner{padding-block:54px 68px}.article-hero h1{font-size:clamp(42px,11.5vw,58px)}.article-description{font-size:18px}.article-body{padding-block:70px 82px}.article-sidebar{position:static}.article-next-inner{flex-direction:column;align-items:flex-start}.timeline-grid:before{display:none}.timeline-period{min-height:0;padding-top:68px}.principles-grid article,.connection-grid article{min-height:0}.principles-grid h3{margin-top:36px}.part-card,.main-path-card,.supplement-plan-card,.advantage-plan-card{min-height:0}.high-deductible-card{padding:34px 30px}.partd-step-grid{grid-template-columns:1fr}.partd-step-grid article{min-height:0}.partd-step-grid h3{margin-top:34px}.partd-cap-card{padding:36px 30px}.ready-grid,.turning-step-grid{grid-template-columns:1fr}.turning-step-grid article{min-height:0}.turning-step-grid h3{margin-top:34px}.ready-grid article,.contact-option-grid article{min-height:0}.ready-grid h3{margin-top:34px}.original-medicare-note{grid-template-columns:1fr;gap:12px}.referral-card{min-height:0}.situation-list{grid-template-columns:1fr}.situation-list li{min-height:0}.advisor-photo{height:470px}.about-photo{height:480px}.reviews-heading{flex-direction:column;align-items:flex-start;gap:24px}.review-score{align-items:flex-start}.review-marquee{scrollbar-width:none;overflow-x:auto;-webkit-mask-image:none;mask-image:none}.review-marquee::-webkit-scrollbar{display:none}.review-track{padding-inline:16px;animation:none}.review-card{width:min(82vw,340px)}.carrier-grid{grid-template-columns:repeat(2,1fr)}.carrier-logo{min-height:100px;padding:18px}.footer-grid{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}.footer-bottom{grid-template-columns:1fr;gap:12px}.mobile-cta{z-index:80;grid-template-columns:1fr 1fr;height:66px;display:grid;position:fixed;inset:auto 0 0;box-shadow:0 -8px 24px #0f2f4626}.mobile-cta a{color:var(--navy);background:#fff;place-items:center;font-size:14px;font-weight:850;display:grid}.mobile-cta a:last-child{background:var(--green);color:#092538}}@media (width<=430px){.hero-portrait{height:420px}.portrait-card{width:245px}.trust-grid strong{font-size:16px}.footer-grid{grid-template-columns:1fr}.footer-brand{grid-column:auto}.topic-links,.article-card{grid-template-columns:1fr}.article-card-visual{min-height:130px}.article-meta span+span:before{display:none}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition:none!important}.review-track{animation:none}}
