Medicare FAQ

Medicare Questions Answered by MedigapRx

Straightforward answers to common Medicare questions about turning 65, working past 65, Medicare Advantage, Medigap, Part D, and plan reviews.

When should I start reviewing Medicare?

Many people begin several months before turning 65, retiring, or losing employer coverage. Timing can matter for Part B, Part D, Medigap, and Medicare Advantage choices.

What is the difference between Medicare Advantage and Medigap?

Medicare Advantage is an alternative way to receive Medicare benefits through a private plan. Medigap, also called Medicare Supplement, works with Original Medicare and may help pay certain out-of-pocket costs.

Does Medigap include prescription drug coverage?

Most modern Medigap plans do not include outpatient prescription drug coverage, so many people compare a separate Part D plan.

Can I keep my doctors?

That depends on the type of coverage and the specific plan. MedigapRx reviews doctors, hospitals, pharmacies, and prescriptions before comparing options.

Is there a cost for a Medicare review?

MedigapRx offers no-cost Medicare reviews. If you enroll through MedigapRx, the insurance company may compensate the agency.

Can MedigapRx help if I am working past 65?

Yes. Working past 65 can involve employer coverage, Part B timing, HSA issues, COBRA, retiree coverage, and Medicare forms such as CMS-L564 and CMS-40B.

Still Unsure?

A Medicare review can help organize the moving parts around your doctors, prescriptions, budget, and timing.