Start with the person
Your doctors, prescriptions, budget, location and timing come before any plan recommendation.
Meet Justin Scheiner
Justin founded MedigapRx to give people clear Medicare guidance based on their actual healthcare—not a one-size-fits-all sales pitch.

Why MedigapRx exists
Medicare can feel unnecessarily complicated. People are asked to compare plan letters, provider networks, formularies, enrollment periods and costs—often while retiring, moving or helping a family member.
Justin's role is to make those decisions manageable. He works directly with clients to understand their doctors, prescriptions, preferred pharmacies, budget, location and enrollment timing before comparing available coverage.
The goal is not to push everyone toward Medicare Advantage or Medicare Supplement. It is to explain the practical differences clearly enough that each person can choose with confidence.
The approach
Your doctors, prescriptions, budget, location and timing come before any plan recommendation.
Understand how each option works, what it costs and what you may give up—not simply a plan name.
MedigapRx remains available for coverage questions, annual reviews and the changes that happen over time.
Experience and service
Justin combines ongoing Medicare training, client education and community involvement with the personal follow-through clients expect from a local advisor.
Independent guidance
MedigapRx is an independent agency. Justin can review available plans from the insurance organizations represented by the agency rather than working for only one carrier.
A consultation costs you nothing. If you enroll through MedigapRx, the insurance company may compensate the agency.
See the companies we work withProfessional relationships
Justin works alongside professionals who want their clients to receive personal Medicare guidance without disrupting the broader advisory relationship.
A Medicare resource for clients approaching 65, retiring or reviewing coverage.
Clear guidance when Medicare timing overlaps with tax, retirement or elder-care planning.
Help for patients who need to understand Medicare choices and provider networks.
Local presence, broader reach
Justin provides Medicare guidance in Florida, New York, New Jersey, Connecticut, Colorado, Georgia and South Carolina. Plan availability and provider networks vary by location.
200 East Las Olas Boulevard, Suite 1400Talk with Justin
Start with a personal review of your doctors, prescriptions, budget and enrollment timing.